Financial-related burdens nowadays.

1. You have to pay your annual dues for a credit card issued to you. The sad part is, you never used the credit card because you are supposedly a wise spender( Do not spend today what you will earn tomorrow). You cannot abandon the credit card because you are anticipating that an important future transaction will need the card. 2. Because you are required to use the electronic payment platforms, you need to buy money so you can make a payment to another party.